Medical Plan

Individual Medical Plan

You insure your belongings against loss and damage, so why not your most valuable possession—your health?

Your provincial health care plan does not cover all your health needs, such as prescription drugs, ambulance services, dental and vision care. Individual health plans are designed to supplement your provincial health plan by covering these products and services. This plan covers unexpected or ongoing healthcare costs. Individual health plans provide practical benefits you’ll use on a regular basis, as well as affordable protection against the high cost of unexpected illness, accidents or medical conditions.

We offer both medically reviewed and guaranteed issue plans to meet your needs and budget.

An ambulance trip or dental emergency could cost between $200 and $2,000. And if you’re sent home early from the hospital, you could pay hundreds or even thousands for prescription drugs.

When you apply for a individual health plan, company review your medical history. Qualify now and your coverage is assured, regardless of future medical conditions. Wait until an illness or accident occurs, and you could be denied coverage.

We offer benefit plans for individuals and families, seniors, and large and small employers.

Your premiums qualify as a medical expense. Add them to your other medical expenses, when you calculate your personal income tax credits. Or you may be able to claim them as a business expense, which could provide you with a significant income tax saving of up to 45 per cent of the premium cost.

There are variety of factors that affect plan rates—which include the plan option chosen, number of family members and age of applicants. To better assist you, please call us at (780) 242 3616, or complete the online form to request an information package and we will contact you directly to discuss plan options and rates.

This individual insurance plan offers the same type of coverage that group insurance plans do and complements provincial health coverage plans.