Student Travel Insurance

International Student Insurance helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada.

We offer travel insurance plans for full-time students, including:

  • International Students studying in Canada;
  • Canadian Students studying abroad;
  • Canadian Students studying in Canada but outside their principal province of residence.

This insurance provides coverage up to a maximum aggregate of $1,000,000 CDN per policy for reasonable and customary charges for covered expenses incurred by you during your period of coverage.

Emergency and Non-Emergency Medical Benefits* (Manulife Plan Example)

Up to a maximum aggregate of $2 million for emergency medical and non-medical coverage for covered risks.

Emergency Medical Benefits

  • Hospital expenses – up to the maximum aggregate for
    1. 60 days hospitalization for injury or illness.
    2. 30 days hospitalization for psychiatric care.
  • Out-patient and emergency department services.
  • Physician services – plus up to 5 follow-up visits.
  • Diagnostic services.
  • Private duty nurse – up to $10,000.
  • Ambulance transportation – up to $5,000.
  • Prescription drugs – up to 30 days supply.
  • Paramedical services – up to $70 per visit up to a combined maximum of $700.
  • Emergency dental treatment
    • . accidental injury – up to $2,500.
  1. relief of pain – up to $100.
  2. per extracted wisdom tooth – up to $250.
  • Psychiatric care – up to $5,000.
  • Trauma counselling – up to 6 sessions.
  • Medical appliances.
  • Emergency evacuation home – up to $100,000.
  • Family transportation to bedside and subsistence allowance – up to $4,500.
  • Preparation and return of mortal remains – up to $10,000.
  • Tuition reimbursement – up to $5,000.
  • Trip break – up to 21 consecutive days without termination of coverage.

Please note: For Canadians travelling abroad, if the claim is a result of an act of terrorism, this benefit may be limited.

Wellness Benefits

  • Annual medical examination – up to $100
  • Annual eye examination
  • Maternity benefit – up to $8,000
  • Accidental death or dismemberment – up to $10,000